HENCY R SHAH AND ASSOCIATES

India’s Obsession With Gold Just Entered Its Digital Era Gold at home is legal in India… But only if you can prove where it came from. 👀 Here’s what usually doesn’t get questioned in an Income Tax search: ▪ Married woman — 500g ▪ Unmarried woman — 250g ▪ Men — 100g Sounds simple? Not really 👇 ✔ Jewellery gets some relief ❌ Gold bars & coins don’t ❌ No bill = potential trouble If you own more, your paperwork matters: 📄 Bills 📄 ITR 📄 Gift / inheritance proof At today’s prices, a family of 4 can legally sit on ~₹80L worth of gold. Now here’s the real shift… Gold is no longer just sitting in lockers. It’s going digital. With Electronic Gold Receipts (EGRs) on NSE, gold is entering its demat era. You can now trade gold like stocks. No jeweller. No making charges. No guesswork. Just: Live prices Assured purity Easy liquidity Bite-sized investing For generations: “Kitne tola hai?” Now: “What’s the price on NSE?” Gold isn’t just tradition anymore. It’s turning into a tracked, traded, ...

The Tax Decision That Changes More Than Just a Return A few days ago, a client approached us with a familiar question: should they continue with the question: “Should I continue with the old regime, or switch to the new one?” On paper, the answer may seem simple. In practice, it rarely is. What looked like a small tax query turned into a much bigger conversation — about salary structure, investments, home loan benefits, deductions, and long-term planning. And that is exactly why tax planning is never one-size-fits-all. For some taxpayers, the new regime brings simplicity and lower tax rates. For others, the old regime still offers better value because of the deductions they can claim. Because tax planning is never just about comparing slabs. It is about understanding the full financial picture — income structure, deductions, exemptions, investments, housing benefits, and the long-term impact of each choice. For some, the new regime offers clarity, ease, and efficiency. For others...