HENCY R SHAH AND ASSOCIATES

  🚀 India's Labour Revolution: 4 Codes, 29 Laws Simplified, and Your Future Just Changed 📋 On November 21, 2025 , India just implemented the most significant labour law overhaul since Independence—and it's a game-changer for every worker and employer in the country. Let's Break It Down: The Numbers That Matter: ✅ 29 colonial-era labour laws consolidated into 4 modern codes ​ ✅ 500+ million workers now covered under unified social security​ ✅ Minimum wages applied to all workers—no exceptions​ ✅ Single registration, single licence, single return—cutting bureaucracy dramatically​ What's Actually Changing? Real Examples: For Gig & Platform Workers 💼 Uber drivers , Swiggy delivery partners , freelancers—you're finally in the system. Aggregators must now contribute 1-2% of annual turnover (capped at 5%) toward your social security, insurance, and pension.​ For Women in the Workforce 👩‍💼 Night shifts are now open across ALL sectors with your c...

How Indian Banks Are Betting Big on AI 🤖🏦 Ready to see how artificial intelligence is rewriting the rules of banking in India? Let’s dive into the rise of smart banking —a transformation sweeping the financial services sector and creating new benchmarks for customer experience, efficiency, and scale. 🚀 The New Age of Indian Banking Imagine walking into a bank and being greeted by a digital avatar —or getting your queries resolved in seconds via an AI-powered chatbot , 24x7. This isn't sci-fi. It's the reality for millions of Indians, thanks to visionary moves by leading banks. 💡 Why Does This Matter? India’s banking landscape is massive—more than 1.4 billion people, crores of accounts, and billions in transactions daily. AI helps tackle scale, personalization, and round-the-clock service—fast, secure, and efficient. 🏦 Who’s Leading the AI Banking Revolution? Here’s how top Indian banks are using AI to transform your financial experience: ICICI Bank ...

  🚨 Why Are All Banks Suddenly Shifting Their Domains? Last week, one of our clients called in a panic. Their bank’s website link looked different the familiar .com was gone, replaced by .bank . They almost ignored it as a scam. But here’s the twist: it was real. Banks across India (and globally) are shifting to secure “.bank” domains  part of a global movement to tighten cybersecurity and customer trust. 💡 The Story Behind the Shift Phishing scams have become more advanced. Fraudsters replicate banking sites and trick customers into sharing data. The .bank domain is a restricted digital zone  verified and monitored by global regulators . Only licensed and approved financial institutions can use it. Result? Stronger protection, verified communication, and higher trust. 🔍 What It Means for You Always double-check the URL before logging in. Update saved bookmarks to the new verified domain. Educate your clients and teams  this shif...

𝗚𝗿𝗼𝘄𝘄 𝗜𝗣𝗢: 𝗜𝗻𝗱𝗶𝗮'𝘀 𝗙𝗶𝗻𝘁𝗲𝗰𝗵 𝗚𝗶𝗮𝗻𝘁 𝗚𝗼𝗲𝘀 𝗣𝘂𝗯𝗹𝗶𝗰 🚀 Exciting news for India's startup ecosystem! Groww, one of the nation's leading investment platforms, is making its much-anticipated debut on the stock market. Here's everything you need to know about this landmark IPO: 📊 𝗧𝗵𝗲 𝗡𝘂𝗺𝗯𝗲𝗿𝘀 𝗧𝗵𝗮𝘁 𝗠𝗮𝘁𝘁𝗲𝗿: IPO Size: ₹6,632.30 crore​ Price Band: ₹95-₹100 per share​ Company Valuation: ₹61,736 crore ($7 billion)​ Fresh Issue: ₹1,060 crore | Offer for Sale: ₹5,572.30 crore​ 💪 𝗦𝘁𝗿𝗼𝗻𝗴 𝗙𝗶𝗻𝗮𝗻𝗰𝗶𝗮𝗹 𝗣𝗲𝗿𝗳𝗼𝗿𝗺𝗮𝗻𝗰𝗲: FY24 Revenue: ₹2,609 crore → FY25 Revenue: ₹3,901.7 crore​ Revenue Growth: 49.5% YoY 📈​ FY24: Loss of ₹805 crore | FY25: Net Profit of ₹1,824.4 crore (turnaround!)​ P/E Ratio: 33.8x​ 🌟 𝗧𝗵𝗲 𝗩𝗶𝘀𝗶𝗼𝗻𝗮𝗿𝘆 𝗙𝗼𝘂𝗻𝗱𝗲𝗿𝘀: Lalit Keshre (CEO), Harsh Jain (COO), Neeraj Singh (CTO), and Ishan Bansal (CFO) have built something truly remarkable from scratch.​ 🔐 𝗕𝗮𝗰𝗸𝗲𝗱 𝗯𝘆 𝗚𝗹𝗼𝗯𝗮𝗹 𝗚𝗶𝗮...

"𝗙𝗿𝗼𝗺 𝗪𝗲𝗲𝗸𝘀 𝘁𝗼 𝗝𝘂𝘀𝘁 𝟯 𝗗𝗮𝘆𝘀: 𝗧𝗵𝗲 𝗚𝗦𝗧 𝗥𝗲𝘃𝗼𝗹𝘂𝘁𝗶𝗼𝗻 𝗡𝗼𝗯𝗼𝗱𝘆'𝘀 𝗧𝗮𝗹𝗸𝗶𝗻𝗴 𝗔𝗯𝗼𝘂𝘁" Remember the days when GST registration felt like an endless waiting game? Applicants sitting anxiously for weeks. Entrepreneurs stressed about compliance delays. Businesses losing momentum before they even started. Those days are officially over. Effective 1𝘴𝘵 𝘕𝘰𝘷𝘦𝘮𝘣𝘦𝘳 2025, the Government of India , through 𝗖𝗕𝗜𝗖'𝘀 𝗡𝗼𝘁𝗶𝗳𝗶𝗰𝗮𝘁𝗶𝗼𝗻 𝗡𝗼. 𝟭𝟴/𝟮𝟬𝟮𝟱 – 𝗖𝗲𝗻𝘁𝗿𝗮𝗹 𝗧𝗮𝘅, just changed the game entirely. And honestly? This is the biggest update for fast-track business registration we've seen in years. What's the Twist? The Amendment at a Glance: 𝗡𝗲𝘄 𝗥𝘂𝗹𝗲 𝟵𝗔 – GST registration now granted electronically within 3 working days for low-risk applicants 𝗡𝗲𝘄 𝗥𝘂𝗹𝗲 𝟭𝟰𝗔 – Small taxpayers with monthly output tax liability below ₹2.5 lakh get optional simplified registration 𝗗𝗮𝘁𝗮-𝗗𝗿𝗶𝘃𝗲𝗻 ...