Posts

Showing posts from October, 2025

🚀 𝗟𝗲𝗻𝘀𝗸𝗮𝗿𝘁 𝗜𝗣𝗢: 𝗧𝗵𝗲 𝗡𝘂𝗺𝗯𝗲𝗿𝘀 𝗧𝗵𝗮𝘁 𝗠𝗮𝘁𝘁𝗲𝗿

Image
  🚀 𝗟𝗲𝗻𝘀𝗸𝗮𝗿𝘁 𝗜𝗣𝗢: 𝗧𝗵𝗲 𝗡𝘂𝗺𝗯𝗲𝗿𝘀 𝗧𝗵𝗮𝘁 𝗠𝗮𝘁𝘁𝗲𝗿 Lenskart is launching India 's most ambitious eyewear IPO with a ₹7,278 crore issue at ₹382-₹402 per share, claiming a ₹70,000 crore valuation but here's the twist worth noting. 𝗧𝗵𝗲 𝗩𝗮𝗹𝘂𝗮𝘁𝗶𝗼𝗻 𝗦𝘁𝗼𝗿𝘆 At the upper price band, Lenskart commands a staggering 237𝘹 𝘗𝘌 𝘳𝘢𝘵𝘪𝘰, compared to established retail giants like Titan at 85-110𝘹. The company only turned profitable in FY25 with ₹297 𝘤𝘳𝘰𝘳𝘦 𝘯𝘦𝘵 𝘱𝘳𝘰𝘧𝘪𝘵 (𝘢𝘧𝘵𝘦𝘳 𝘭𝘰𝘴𝘴𝘦𝘴 𝘪𝘯 𝘍𝘠23-24). This makes the math challenging for conservative investors. 𝗧𝗵𝗲 𝗣𝗿𝗼𝗺𝗼𝘁𝗲𝗿 𝗣𝗹𝗼𝘁 Only ₹2,150 crore of the ₹7,278 crore is fresh capital. The remaining ₹5,128 crore is offer for sale existing shareholders cashing out. Founder Peyush Bansal alone is offloading shares worth ₹825 crore, just three months after buying shares at an ₹8,500 crore valuation. That's an 8.2𝘹 jump in 90 𝘥𝘢𝘺𝘴. 𝗧𝗵𝗲 𝗠𝗮𝗿𝗸𝗲𝘁'𝘀...

💥 How Diwali 2025 Turned India Into a Financial Firecracker! 💥

Image
  💥 How Diwali   2025 Turned India   Into a Financial   Firecracker!   💥 Every Diwali brings brightness. But  this  Diwali it brought a surge of economic energy . From local markets to luxury showrooms, India was buzzing, buying, and believing again. It wasn’t just about sweets and sparkles. It was about confidence returning to the market. A story written not in lamps, but in numbers.   Here’s what happened behind the sparkle: 💸  Festive spending soared past ₹3.2 lakh crore, an 18% jump from last year. 🏠  Real estate shook off the slowdown  9% more property registrations this season. 🚗  Auto showrooms saw record footfalls, clocking 12% higher sales. 🛍️  E-commerce platforms broke all records Tier-2 & Tier-3 cities made up 45% of total orders! 💎  Gold & jewellery purchases glowed at ₹52,000 crore in Diwali week alone. 🧵  MSMEs...

🪔 𝗗𝗶𝘄𝗮𝗹𝗶 𝗚𝗶𝗳𝘁𝘀 & 𝗧𝗮𝘅 𝗦𝘂𝗿𝗽𝗿𝗶𝘀𝗲𝘀: 𝗪𝗵𝗮𝘁 𝗬𝗼𝘂 𝗡𝗲𝗲𝗱 𝘁𝗼 𝗞𝗻𝗼𝘄!

Image
🪔 𝗗𝗶𝘄𝗮𝗹𝗶 𝗚𝗶𝗳𝘁𝘀 & 𝗧𝗮𝘅 𝗦𝘂𝗿𝗽𝗿𝗶𝘀𝗲𝘀: 𝗪𝗵𝗮𝘁 𝗬𝗼𝘂 𝗡𝗲𝗲𝗱 𝘁𝗼 𝗞𝗻𝗼𝘄!  🪔 𝗛𝗮𝗽𝗽𝘆 𝗗𝗶𝘄𝗮𝗹𝗶 “It’s Diwali time — and with it come sweet gifts and thoughtful gestures. But did you know some gifts you receive could trigger a tax liability? Stay ahead and delight without worry.” "𝘕𝘰𝘵 𝘌𝘷𝘦𝘳𝘺 𝘋𝘪𝘸𝘢𝘭𝘪 𝘎𝘪𝘧𝘵 𝘪𝘴 𝘛𝘢𝘹-𝘍𝘳𝘦𝘦! 🎁💸  𝘠𝘰𝘶𝘳 𝘘𝘶𝘪𝘤𝘬 𝘎𝘶𝘪𝘥𝘦 𝘵𝘰 𝘎𝘪𝘧𝘵 𝘛𝘢𝘹𝘢𝘣𝘪𝘭𝘪𝘵𝘺 𝘛𝘩𝘪𝘴 𝘍𝘦𝘴𝘵𝘪𝘷𝘦 𝘚𝘦𝘢𝘴𝘰𝘯" 𝗚𝗼𝘁 𝗴𝗼𝗹𝗱? 𝗚𝗼𝘁 𝗰𝗮𝘀𝗵? 𝗚𝗼𝘁 𝗮 𝘁𝗮𝘅 𝗾𝘂𝗲𝘀𝘁𝗶𝗼𝗻? 💰✨ This Diwali, while you're unwrapping gifts, the Income Tax Department might be watching! Not all gifts come tax-free. Let's decode the gift tax rules before you celebrate. 🎁 𝗚𝗶𝗳𝘁𝘀 & 𝗧𝗮𝘅𝗮𝗯𝗶𝗹𝗶𝘁𝘆 — 𝗪𝗵𝗮𝘁 𝘁𝗵𝗲 𝗧𝗮𝘅𝗺𝗮𝗻 𝗥𝗲𝗮𝗹𝗹𝘆 𝗧𝗵𝗶𝗻𝗸𝘀! 💭 Gift season never ends — but do you know how generous the Income Tax Act really is? Here’s a quick check 👇 ✨ 𝗪𝗵𝗮𝘁 𝗖𝗼𝘂𝗻𝘁𝘀 𝗮𝘀 𝗮 𝗧𝗮𝘅𝗮𝗯...

Things Every Startup Founder Should Know About Taxes in India

Image
Things Every Startup Founder Should Know About Taxes in India Every startup begins with passion, not paperwork. But once the first investor comes in or the first sale happens, taxes become as important as innovation. Here’s a story that plays out too often. A young founder built a fast-growing SaaS startup . Revenue soared, investors lined up, but when due diligence began, a simple GST non-compliance and missed TDS filings delayed funding by months. The excitement turned into stress. The lesson.? A great product may get you investors, but compliance keeps them. What Every Startup Founder Must Understand About Taxes 1. Choose the right business structure Your tax journey starts with your structure. Proprietorship : Simple but offers no limited liability . Partnership/LLP : Better protection, easier compliance. Private Limited Company : Preferred by investors, allows equity funding but has higher compliance. Choose based on your growth plan, investor needs, and tax go...

🔖 Your Last Act of Care: Why a Will Stops Family Fights Before They Start

Image
🔖 Your Last Act of Care: Why a Will Stops Family Fights Before They Start ✨ One paper. One decision. A lifetime of peace for your family. 👔 This week I met one of friend Rahul (name changed) who lost his father Ramesh (name changed) who was 62. He built a small textile business over 30 years. He trusted everyone. He never wrote a Will. He made promises over tea. He made promises on phone calls. He thought things would fall into place. But when his father passed away, chaos followed. His partner said one thing. Employees produced informal notes. Bank lockers stayed sealed. The business froze. Court cases began. 💸 Years of savings shrank under legal fees. All because there was no Will. So he decided to have Will, so here are the basis of WILL 📜 What a Will Could Have Done ✅ Named heirs. ✅ Named who runs the business. ✅ Reduced uncertainty for family and courts. 💡 Why This Matters to You You plan taxes. You plan retirement. A Will is planning too. It al...