HENCY R SHAH AND ASSOCIATES

💸 5 𝑭𝒊𝒏𝒂𝒏𝒄𝒊𝒂𝒍 𝑯𝒂𝒃𝒊𝒕𝒔 𝑻𝒉𝒂𝒕 𝑨𝒓𝒆 𝑸𝒖𝒊𝒆𝒕𝒍𝒚 𝑺𝒂𝒃𝒐𝒕𝒂𝒈𝒊𝒏𝒈 𝒀𝒐𝒖𝒓 𝑺𝒂𝒗𝒊𝒏𝒈𝒔 Having trouble saving even with a steady income? You’re not alone. Often, it’s not about how much you earn—but how you manage what you have. Small financial missteps can quietly drain your savings potential. 🚫 By recognizing these habits early, you can regain control and start building true financial security. Let’s dive in! 👇 1️⃣ 𝐋𝐢𝐯𝐢𝐧𝐠 𝐁𝐞𝐲𝐨𝐧𝐝 𝐘𝐨𝐮𝐫 𝐌𝐞𝐚𝐧𝐬 📉 Overspending is the #1 culprit behind poor savings. If you're relying on credit cards, EMIs, or borrowing to fund your lifestyle, it’s a red flag. ✅ Solution: Create a realistic monthly budget and stick to it! Prioritize needs over wants and aim for a lifestyle that’s comfortably within your means. 2️⃣ 𝐍𝐨𝐭 𝐓𝐫𝐚𝐜𝐤𝐢𝐧𝐠 𝐘𝐨𝐮𝐫 𝐄𝐱𝐩𝐞𝐧𝐬𝐞𝐬 🧐 Those daily coffee runs and online shopping sprees add up faster than you think! Without visibility on your spending, cutting back becomes imp...

🚨 𝑩𝒍𝒖𝑺𝒎𝒂𝒓𝒕 & 𝑮𝒆𝒏𝒔𝒐𝒍: 𝑻𝒉𝒆 ₹262 𝑪𝒓𝒐𝒓𝒆 𝑬𝑽 𝑺𝒄𝒂𝒎 𝑻𝒉𝒂𝒕 𝑺𝒉𝒐𝒐𝒌 𝑰𝒏𝒅𝒊𝒂’𝒔 𝑺𝒕𝒂𝒓𝒕𝒖𝒑 𝑬𝒄𝒐𝒔𝒚𝒔𝒕𝒆𝒎 India’s market regulator, SEBI, dropped a bombshell:  Gensol Engineering  co‑founders Anmol Singh Jaggi and Puneet Singh Jaggi were barred from holding any key positions after allegedly misappropriating funds intended for their  EV ride‑hailing arm, BluSmart . This scandal—amounting to  ₹262 crore —has exposed deep governance flaws in two once‑promising ventures. ⚡ 𝑯𝒐𝒘 𝒕𝒉𝒆 𝑺𝒄𝒂𝒎 𝑼𝒏𝒇𝒐𝒍𝒅𝒆𝒅  𝐌𝐚𝐬𝐬𝐢𝐯𝐞 𝐁𝐨𝐫𝐫𝐨𝐰𝐢𝐧𝐠𝐬:  Between 2021–24, Gensol raised  ₹978 crore  from IREDA & PFC to procure  6,400 EVs  for BluSmart. 𝐔𝐧𝐝𝐞𝐫‑𝐝𝐞𝐥𝐢𝐯𝐞𝐫𝐲:  Only  4,704 vehicles  (worth ₹568 crore) were actually purchased. ₹𝟐𝟔𝟐 𝐂𝐫𝐨𝐫𝐞 𝐕𝐚𝐧𝐢𝐬𝐡𝐞𝐝:  SEBI’s interim order cites funds diverted to a  luxury Gurgaon flat , a  ...

  📉 𝑻𝒂𝒓𝒊𝒇𝒇𝒔, 𝑻𝒆𝒏𝒔𝒊𝒐𝒏𝒔 & 𝑻𝒓𝒂𝒅𝒆 𝑻𝒂𝒍𝒌𝒔: 𝑯𝒐𝒘 𝒕𝒉𝒆 𝑼.𝑺.-𝑪𝒉𝒊𝒏𝒂 𝑻𝒓𝒂𝒅𝒆 𝑾𝒂𝒓 𝑰𝒔 𝑺𝒉𝒂𝒑𝒊𝒏𝒈 𝑰𝒏𝒅𝒊𝒂’𝒔 𝑬𝒄𝒐𝒏𝒐𝒎𝒊𝒄 𝑶𝒖𝒕𝒍𝒐𝒐𝒌 🇮🇳🇺🇸🌏 The global trade chessboard has shifted once again. Following a dramatic tariff announcement from  U.S. President Donald Trump , the spotlight is now on  India’s positioning in the evolving trade dynamics  between global powerhouses. With Trump rolling out a  10% levy on Indian goods —down from an earlier threat of 26%—India finds itself in a tight spot, balancing between  short-term relief and long-term strategic trade maneuvering . Let’s break down the facts, figures, and implications. 👇 📦 What Happened? President Trump announced  reciprocal tariffs  on nearly all trading partners, sparking a global shake-up. India faces a  10% import tariff —better than 26%, but still a concern. China  now faces up to  125% tariffs , while  Vietnam ...

  🚨  𝑩𝑺𝑵𝑳 𝑴𝒊𝒔𝒔𝒆𝒔 𝒕𝒉𝒆 𝑩𝒊𝒍𝒍: ₹1,757 𝑪𝒓 𝑳𝒐𝒔𝒔 𝒕𝒐 𝑮𝒐𝒗𝒕 𝑫𝒖𝒆 𝒕𝒐 𝑼𝒏𝒃𝒊𝒍𝒍𝒆𝒅 𝑹𝒆𝒍𝒊𝒂𝒏𝒄𝒆 𝑱𝒊𝒐 𝑰𝒏𝒇𝒓𝒂 𝑼𝒔𝒂𝒈𝒆   📡 In a  major financial lapse , the Comptroller and Auditor General of India (CAG) has revealed that  BSNL failed to bill Reliance Jio  for using its infrastructure for 10 years —  costing the government ₹1,757.56 crore . 😳 🔍  𝑊ℎ𝑎𝑡 𝐻𝑎𝑝𝑝𝑒𝑛𝑒𝑑? Between  May 2014 and March 2024 , BSNL did not enforce the  Master Service Agreement (MSA)  with Reliance Jio Infocomm Ltd (RJIL), failing to charge for additional technologies deployed on shared passive infrastructure. 📉  𝐴𝑑𝑑𝑖𝑡𝑖𝑜𝑛𝑎𝑙 𝐿𝑜𝑠𝑠𝑒𝑠 𝐼𝑑𝑒𝑛𝑡𝑖𝑓𝑖𝑒𝑑: ₹38.36 crore: Loss due to not deducting license fee share from revenue paid to TIPs ₹29 crore: Short billing for infra-sharing charges, including GST 💡  𝑊ℎ𝑦 𝑇ℎ𝑖𝑠 𝑀𝑎𝑡𝑡𝑒𝑟𝑠: This isn't just a one-off error — it's a  decade...